Stopping Foreclosure in Chattanooga

Losing the family home is a terrible consequence of debt. If you have fallen behind on your mortgage payments and are facing home foreclosure, it is important to be proactive. Filing for bankruptcy stops foreclosure and other debt collection activities.

If you are under threat of foreclosure, the attorneys at the Law Office of W. Thomas Bible, Jr., can help you explore your legal options. We have helped numerous clients from Chattanooga and throughout Tennessee and North Georgia save their homes by filing for bankruptcy.

Contact us today online or by telephone at (423) 690-7712 to arrange a consultation with an experienced Chattanooga Chapter 13 bankruptcy attorney. We have helped many clients stop foreclosure in Chattanooga.

How to Stop Foreclosure and Save Your Home

Stopping foreclosure through bankruptcy is a time sensitive matter. As long as your bankruptcy petition is filed before the date of the foreclosure sale, bankruptcy will stop the sale from taking place. If you do not file by that date, there is nothing you can do to save your home. Our attorneys understand the urgency of these matters and routinely file emergency bankruptcy petitions.

Chapter 13 bankruptcy is a good option for people who are behind on mortgage payments and just need time to catch up. Chapter 13 stops debt collection activities like foreclosure, while giving the debtor between three and five years to catch up on past-due debts.