423-874-6628Bankruptcy
Together
Your Simple Solution for a Brighter Financial Future.
The whole Tom Bible team were very polite, and very helpful. I appreciate the whole team for helping me take the load off my back. Thank you all very much
– Katrina
Every staff member we came in contact with was extremely patient, polite, and very friendly. A special mention for Tiffany who went extra mile in helping us gather the documents needed to file.
– Scott E.
Everyone at the office is so friendly and helpful. Mr. Bible, Tiffany, and Delissa make you feel extremely comfortable as soon as you walk in.
– Gina K.
Great customer service! Highly recommend if going through a tough time financially! Professional, caring, and supportive to the people who need it most. Bankruptcy is not the end, but the beginning of starting over a new.
– Jeremy B.
Chattanooga Bankruptcy Attorney
Guiding Clients Through the Bankruptcy Filing Process
Are you facing mountains of credit card debt or medical bills and never seem to have enough money left at the end of the month to make ends meet? It’s time to regain control of your life and finances, and that may mean a fresh financial start. Tom Bible Law is a local bankruptcy law firm that helps clients with consumer bankruptcy law and business bankruptcies. Our doors are open to all clients, and we pledge to offer the kind of personal attention, experienced counsel, and affordable rates that our customers deserve.
How May We Help You?
Types of Cases Our Chattanooga Bankruptcy Law Firm Handles
At Tom Bible Law, we can handle most bankruptcy cases, whether you’re an individual trying to get rid of medical bills and credit card debt or a business that needs finance and debt restructuring to stay afloat. Some of the case types our bankruptcy attorneys have experience with include:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 11 Bankruptcy
- Chapter 12 Bankruptcy
- Medical Debt
- Student Loan Bankruptcy
- Wage Garnishment
- Repossession
- Emergency Bankruptcy Filings
- Creditor Harassment
If you need help with any of the above issues or aren’t sure what to do about your financial crisis, our bankruptcy attorneys in Chattanooga are here to help. Schedule a free consultation today to speak to a member of our team about what options are available to you.
Clients Success
Stories
– Katrina
a week ago
The whole Tom Bible team were very polite, and very helpful. I appreciate the whole team for helping me take the load off my back. Thank you all very much
– Gina K.
a week ago
Everyone at the office is so friendly and helpful. Mr. Bible, Tiffany, and Delissa make you feel extremely comfortable as soon as you walk in.
– Sidney J.
a week ago
They turned a scary experience into a great experience! All the receptionists are so amazing and kind! I felt so welcomed and worked with. These are good people that care about you!
– Scott E.
a week ago
Every staff member we came in contact with was extremely patient, polite, and very friendly. A special mention for Tiffany who went extra mile in helping us gather the documents needed to file.
Is Bankruptcy Right for You?
The bankruptcy process requires extensive paperwork, creditor and trustee meetings, court coordination, bankruptcy hearings, and more. Regardless of which bankruptcy chapter you’re filing for, you’ll likely need a thorough understanding of the complicated laws and regulations that govern it in order to avoid costly missteps that could compromise your chance of securing a discharge.
While it can be frustrating when you want to start fixing your debt right away, it’s important to take the time to ensure you understand what filing for bankruptcy entails and how it will affect your finances in the short and long term. Points to consider include how much debt you have relative to your income, how much discretionary money you have every month, and what assets are important to you to keep. Meeting with an attorney to discuss all of these factors and the bankruptcy process can ensure you make the decision that’s right for you.
Meet Our Attorneys
Tom Bible
ATTORNEY
John Roan
ATTORNEY
Serving Clients Throughout Tennessee
If you are struggling with excessive debt, Tom Bible Law can help you explore sound legal options for resolving it. With 50+ years of combined experience, our Tennessee bankruptcy attorneys have helped countless individuals, families, and businesses of all sizes achieve their debt relief goals by guiding them through the bankruptcy process.
Our extensive experience means we understand the many types of financial pressures our clients may face, and we know how important it is to efficiently resolve their debts, saving them time and money. That’s why our bankruptcy lawyers work with every client personally and give every case the time and attention it needs. Our law firm has offices in Chattanooga and Tullahoma and offer our bankruptcy services to clients all across Tennessee.
Why Choose Us?
Local Knowledge
The bankruptcy attorneys at Tom Bible Law are local to the area, which means they have experience in the local bankruptcy courts and with the judges, trustees, and even creditors. Our team has an in-depth understanding of the bankruptcy process and is able to guide our clients through it step by step.
Affordable Rates
When you’re already struggling financially, it can seem impossible to pay an attorney to file your bankruptcy or even pay the filing fees required by the state. We work hard to ensure our rates are reasonable, and we’re happy to discuss options with you at your consultation.
Compassionate Representation
At Tom Bible Law, we know that financial struggles can bring up a lot of shame or guilt for our clients. We’re here to ensure you get the help you need without judgment. Our compassionate attorneys focus on representing your interests and helping you move forward through bankruptcy.
Professional Legal Team
Our professional legal team has helped hundreds of clients successfully leverage bankruptcy to restructure their finances and get rid of overwhelming debt. We’re here to help you do the same.
Holistic Approach
At Tom Bible Law, our team takes a holistic approach to representing our clients. We don’t just file paperwork and run. We work to ensure bankruptcy is actually the right option for your financial situation and evaluate which type is right for you.
Strong and Consistent Communication
The bankruptcy process can be long, and we ensure our clients understand what is happening every step of the way. Whether you’re anticipating a faster process through a Chapter 7 bankruptcy or are planning on making payments for years with a Chapter 13 filing, our bankruptcy attorneys keep in touch from the first meeting to when you receive your final discharge notice.
Local Knowledge
The attorneys at Tom Bible Law are local to the area, which means they have experience in the local bankruptcy courts and with the judges, trustees, and even creditors. Our team has an in-depth understanding of the bankruptcy process and is able to guide our clients through it step by step.
Professional Legal Team
Our professional legal team has helped hundreds of clients successfully leverage bankruptcy to restructure their finances and get rid of overwhelming debt. We’re here to help you do the same.
Affordable Rates
When you’re already struggling financially, it can seem impossible to pay an attorney to file your bankruptcy or even pay the filing fees required by the state. We work hard to ensure our rates are reasonable, and we’re happy to discuss options with you at your consultation.
Holistic Approach
At Tom Bible Law, our team takes a holistic approach to representing our clients. We don’t just file paperwork and run. We work to ensure bankruptcy is actually the right option for your situation and evaluate which type is right for you.
Compassionate Representation
At Tom Bible Law, we know that financial struggles can bring up a lot of shame or guilt for our clients. We’re here to ensure you get the help you need without judgment. Our compassionate attorneys focus on representing your interests and helping you move forward through bankruptcy.
Strong and Consistent Communication
The bankruptcy process can be long, and we ensure our clients understand what is happening every step of the way. Whether you’re anticipating a faster process through a Chapter 7 bankruptcy or are planning on making payments for years with a Chapter 13 filing, our attorneys keep in touch from the first meeting to when you receive your final discharge notice.
How Our Chattanooga Bankruptcy Lawyer Can Help You
If you live in Tennessee, we invite you to let us guide you through the bankruptcy process. With decades of experience and thousands of satisfied clients, we understand the complexities of bankruptcy law and the various obstacles you may face so you can feel confident working with us.
When you schedule a free case evaluation, we will personally speak with you to understand your financial problems and help you determine the best path for resolving them. If you choose to partner with our law office, we can work with you to accurately prepare all necessary paperwork, gather your financial information, and communicate with creditors and trustees on your behalf.
No matter what stage of bankruptcy you’re at or what kind of debt you’re dealing with — from credit cards to student loan debt — our bankruptcy lawyers can help you.
If you’re ready to consider bankruptcy or want more information about the process, call Tom Bible Law at 423-874-6628. Our law firm offers free consultations so you can find out how we would approach your case before you hire us.
Our Latest Blogs
Tennessee Chapter 7 vs Chapter 13 Bankruptcy: Updated Guide for 2026
Car Repossession in Tennessee: Your Rights, Loopholes, and Legal Options
inheriting Debt in Tennessee: What You’re Responsible For and What You’re Not
Bankruptcy Lawyers Near Me in Tennessee: How to Choose the Right Attorney
The Role of a Bankruptcy Trustee in Tennessee Chapter 7 Commercial Cases
Can You Modify a Chapter 13 Bankruptcy Plan in Tennessee After Filing?
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